# Why 1Money Network?

1Money was built to tackle the persistent *problems* in digital payments and bring stablecoins to the masses:

* **Unpredictable fees & delays:** Many blockchains suffer from long confirmation times and variable fees. 1Money’s BCB (Byzantine Consistent Broadcast) protocol is designed to eliminate these friction points, making payments as quick and affordable as sending a message.
* **Regulatory uncertainty:** Its built-in compliance mechanisms (by default, not as an afterthought) make it attractive for both consumers and large-scale enterprises.
* **Complex and exclusionary systems:** With direct support for KYC/AML and user-friendly fee handling, 1Money lowers the barrier for both businesses and users—particularly those in regions underserved by traditional banks.
* **Cross-border transactions:** By supporting multiple stablecoins pegged to various currencies and enabling instant remittance, 1Money is positioned for global payments, e-commerce, and international transfers.


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