# The SaaS Fee Model (for Enterprises)

### Some Real World Examples:

1. An traditional Enterprise would like to pay all of its subcontractors through a stablecoin it has issued in as simple, streamlined and easy manner as possible, given most of the subcontractors are not savvy with Web3 gas token models. With 1Money Network, it can sponsor fees for their entire ecosystem upfront and then gradually add fees (in the token transacted) over time as adoption takes hold.
2. A global remittance provider can subscribe to a high-volume plan, pre-fund fees in multiple Stablecoins, and enable zero-fee experience for their users—removing hidden costs from each transaction and boosting adoption.
3. An issuer of RWA's would like to accelerate adoption of its asset by enabling zero transaction fees for all holders of the asset. This is so that users do not have complications when transferring the asset due to gas requirements and simplify financial accounting for users. 

### Overview of 1Money Network's Fee Model

In addition to its user-friendly, predictable fee structure, the 1Money Network introduces a bespoke **Software-as-a-Service (SaaS) fee model** tailored for stablecoin issuers, fintechs, and enterprise partners. This model enables organizations to subscribe to a range of fee plans and seamlessly pre-pay transaction costs—removing on-chain friction for end-users and opening new possibilities for embedded payments.

### Key Features

* **Subscription-Based Fee Plans:**\
  Enterprises and issuers can choose from several subscription tiers, each offering a defined bundle of monthly or annual transaction volume, with straightforward rates and paid in fiat or stablecoins. 
* **Delegated Fee Payment:**\
  Using the prepay model, businesses can sponsor some or all transaction fees for their customers—ideal for use cases such as digital wallets, e-commerce platforms, cross-border remittance, or embedded finance.
* **Customizable Packages:**\
  Enterprises can work with 1Money to tailor fee plans—including high-volume “all-you-can-send,” capped microtransaction, or special rates for promotional periods—to best fit their product and growth strategy. Fee models can be fixed or variable based on basis points. 

### Benefits of the SaaS Fee Model

* **Frictionless Onboarding:**\
  Users do not need to acquire stablecoins for gas or even hold a wallet balance to begin interacting—enterprises absorb the fee complexity and fund transaction costs directly.
* **Cost Predictability:**\
  Enterprises know their monthly or annual spend ahead of time, simplifying budgeting, compliance, and economic modeling.
* **Enhanced User Experience:**\
  Offering “fee-free” or sponsored transactions makes payment flows as easy as leading fintech apps, removing a major obstacle to mainstream adoption.
* **Scalable for Growth:**\
  As user and volume numbers rise, partners can seamlessly upgrade their plan or top up fee pools without network disruption.

###

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