# Key Features

* **Instant, Low-cost Payments:** Users benefit from transaction confirmations in less than a second and ultra-low, fixed network fees—without congestion based, volatile “surge pricing” typical of many blockchains.
* **Multicurrency Support:** The protocol natively supports multiple stablecoin tokens, each pegged to different fiat currencies, providing a truly global payment solution.
* **Superior Security & Compliance:** With a Byzantine Consistent Broadcast BFT (Byzantine Fault Tolerant) consensus and embedded compliance features (like automated sanctions controls and KYC/AML-verified validators), 1Money aims for best-in-class safety and regulatory alignment.
* **Predictable Fees:** Fees are charged directly in the stablecoin being used—eliminating the need for a separate “gas token.” Partnerships are expected to enable even *gasless* transactions for users.
* **SaaS-enabled fee models:** 1Money Network enables a Saas capable fee model where Issuers and Enterprises can enable for their customers zero fees (while paying a subscription-based fee model on behalf of their users).&#x20;
* **Massive Scalability:** Capable of over 250,000 transactions per second, designed to accommodate rapid mainstream and global payments.


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