# Fees and (No) Gas

### How Fees Work on 1Money

On the 1Money Network, the approach to fees is **simple, transparent, and predictable**—a radical departure from most layer-1 blockchains.

* **No separate gas token:** On 1Money, the *fee* for a transaction is always paid in the same stablecoin that is being transferred. If you’re sending USDC, for example, the transaction fee is deducted in USDC—eliminating the need to acquire or manage a special gas or utility token just to use the network.
* **Fixed, predictable fees:** Fees are set by on-chain governance and remain stable during an epoch. There is no surge pricing, no auctioning of blockspace, and no “congestion fees” driven by demand spikes. This predictability makes payment flows intuitive and easy for users and businesses.
* **Ultra-low cost:** Because 1Money is architected for high throughput and efficiency, the protocol can sustain extremely low transaction fees even at massive scale. High validator throughput, efficient design, and the absence of block-based confirmation delays make this possible.

### How Is This Different From Traditional L1 Blockchains?

| Feature                  | 1Money Network                           | Traditional L1s (Ethereum, Solana, Cosmos, etc.)                   |
| ------------------------ | ---------------------------------------- | ------------------------------------------------------------------ |
| Fee Token                | Same as payment token (e.g. USDC, EURC)  | Separate gas token (e.g. ETH, SOL, ATOM)                           |
| Fee Model                | Fixed per-transaction, set by governance | Variable, dynamic based on “gas price,” demand, and congestion     |
| Congestion/Surge Pricing | **None**; fees do not rise under load    | Common—users must pay more to have transactions included faster    |
| Complexity for Users     | Simple; no need for extra tokens         | Complex; users often must swap for gas token                       |
| Predictability           | Fully predictable                        | Fees fluctuate by network activity, sometimes spiking dramatically |

### What Happens to Fees?

* Collected transaction fees are immediately credited into designated network accounts (such as validator pools or for protocol operations) and are reflected at each checkpoint.
* Specialized transactions—like minting or burning tokens—**incur no fees.**

### Why It Matters

This unique fee model ensures that 1Money behaves more like mainstream payment networks—**users know upfront what they’ll pay, never need to hunt for “gas” tokens, and aren’t hit by unpredictable surcharges** during busy periods. Businesses can price services and build payment apps with confidence, without concerns over fee volatility.

For developers, this approach removes the biggest pain points of onboarding new users to Web3 payments—making the 1Money fee experience as seamless as the best fintech apps.


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